LOCATION !!! Live on the water in Tomoka Estates. Assumable mortgage at 2.75% !!!! This 2 bedroom 2 bathroom split plan home with large renovated kitchen offers a truly unique Ormond Beach setting. With no HOA restrictions and friendly Neighbours, this home has the convenience of a fenced yard and water access Located by Tomoka River boat ramp providing direct access to the Tomoka River and Tomoka State Park offering Kayaking, boating and outdoor activity. This home also offers a large screened in patio area. Minutes from I-95 and the Tomoka Trails shopping center and close to the best schools Ormond Beach has to offer. Great property for outdoor enthusiast.